Compare Emergency Pet Insurance Plans
With so many options available in pet insurance, choosing the right pet insurance plan for your dog or cat can be overwhelming. As a loving pet parent, you must consider the most important features of coverage, and we’re here to help you every step of the way.
Affordable Coverage for the Unexpected
Let’s face it: Throughout your pet’s life, there will be some minor health hiccups and routine care costs that you can expect. The occasional ear infection that requires a quick vet visit and some medication may not be a tremendous financial strain. But what about when the unthinkable happens, and your furry family member needs a $10,000 emergency surgery to save their life? That’s where Zoomies shines.
We’ve designed a straightforward pet emergency insurance plan that focuses on what matters most – providing affordable coverage for your pet’s unexpected accidents and illnesses.
Zoomies vs Traditional Pet Insurance
Not all pet insurance plans are created equal, so knowing what your provider offers is critical. Zoomies gives you affordable coverage for dogs and cats of all breeds and ages.
- $500 daily deductible — up to $10,000 annually — allows us to keep premiums low.
- One simple pet emergency insurance plan that’s designed to balance affordability and quality coverage.
- Comprehensive coverage at an affordable rate by focusing on higher vet bills, resulting in large out-of-pocket expenses.
$500 daily deductible — up to $10,000 annually — allows us to keep premiums low. Traditional Pet Insurance
- Annual deductibles and unlimited reimbursement options that drive up monthly premiums.
- Too many coverage options make choosing what is best for you and your pet difficult.
- Sacrifices comprehensive coverage for a lower monthly rate.
Annual deductibles and unlimited reimbursement options that drive up monthly premiums. What to Consider Before Buying Pet Insurance
Pet’s Breed and Age
The type of pet and its age are important factors to consider when finding the right pet insurance plan. Certain breeds are more likely to develop specific health issues, so you want to make sure your insurance provider covers those conditions. Your pet’s age can also influence coverage options and eligibility.
Financial Situation
Review your financial situation carefully before selecting pet insurance. Decide how much you’re willing to spend on monthly premiums versus what you’re comfortable paying out of pocket for veterinary care. Understanding what you can afford upfront will guide you to a plan that offers the right coverage without straining your finances.
Zoomies Frequently Asked Questions
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The younger your pet is, the better it is to enroll them in coverage. As your pet gets older, they run the risk of getting sick or hurt, which means they may cost more to insure. Plus, that injury or illness could be considered a pre-existing condition and not eligible for coverage.
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Zoomies offers emergency pet coverage for dogs and cats as young as six weeks up to 15 years old.
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Yes, exam fee coverage is available for all accidents and illnesses and is included in your reimbursement.
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Yes, you can take your dog or cat to any licensed veterinarian, animal hospital, or emergency veterinary clinic in the U.S.
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Every pet insurance plan includes exclusions, and Zoomies pet emergency coverage is no exception. The following conditions are not covered by Zoomies:
- Pre-existing conditions
- Preventative care
- Breeding, whelping, and pregnancy
- Injury caused deliberately by you or any other person or pet residing in your home
- Injury or illness resulting from fighting, racing, cruelty, or neglect
- Cosmetic procedures such as tail docking, ear cropping, and dew claw removal unless medically necessary
- DNA testing or cloning
- Stem cell therapy not deemed medically necessary
- Avian flu or nuclear war
For a complete list of exclusions, see our terms and conditions.