Emergency Pet Insurance for Dogs and Cats
Pet emergencies can happen at any time. That’s why Zoomies Pet Insurance is here — offering low-cost pet emergency insurance when you need it most.
As featured in
As featured in
When Emergencies Happen, Zoomies Has You Protected
Life with dogs and cats can be unpredictable. Whether it’s an emergency or critical health issue, you may have to make tough decisions for your pet that could lead to costly veterinary bills.
With Zoomies, our emergency pet insurance plan features a $500 daily deductible, meaning you only pay the first $500 on the days your pet needs veterinary care. Beyond that, we cover up to $10,000 annually, ensuring you’re covered when the unexpected happens, while also keeping monthly premiums affordable.
Emergency Vet Visit: By the Numbers
A trip to the emergency vet can be an emotional and stressful time, as well as take a toll financially on your budget.
Four out of five pets will experience a health emergency during their lifetime.1
From X-rays to emergency surgery, the cost of an emergency vet visit for your dog or cat can range from $150 to $5,000.2
Zoomies can help cover 90% of your emergency vet bills, potentially saving you thousands of dollars.
Simple & Affordable Pet Emergency Insurance
Zoomies delivers peace of mind with straightforward nose-to-tail coverage.
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Accidents & Injuries
We help protect your wallet from unexpected vet care bills, such as treatments for broken bones to foreign body ingestion and more. -
Illnesses & Conditions
Zoomies covers your pet’s unexpected illnesses, including cancer, genetic and chronic conditions, and even certain curable pre-existing conditions. -
Dental Illness & Prescriptions
Covers up to $1,000 of dental for every policy term, and prescription coverage including steroids and insulin, for covered conditions.
Use for a Covered Emergency Care Visit
Avoid the stress of complicated vet networks or benefits schedules. Zoomies makes claims simple, with the added convenience of online tools that let you manage your account 24/7.
Here’s how it works:
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Visit any veterinarian, animal hospital, or pet clinic for your pet’s treatment
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Submit your paperless claim online
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Pay your daily deductible and get reimbursed quickly for covered expenses
We’re Pet Parents Just Like You
At Zoomies, we know how important it is to keep your pets safe and healthy while protecting your budget. Our innovative approach to emergency pet insurance featuring a $500 daily deductible is ideal for pet parents concerned about unexpected emergencies.
Our straightforward approach gives you peace of mind, knowing your pets are protected without unnecessary complications. Get your personalized quote today and experience the Zoomies difference!
Zoomies Frequently Asked Questions
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The younger your pet is, the better it is to enroll them in coverage. As your pet gets older, they run the risk of getting sick or hurt, which means they may cost more to insure. Plus, that injury or illness could be considered a pre-existing condition and not eligible for coverage.
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Yes, exam fee coverage is available for all accidents and illnesses and is included in your reimbursement.
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Yes, you can take your dog or cat to any licensed veterinarian, animal hospital, or emergency veterinary clinic in the U.S.
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Zoomies offers emergency pet coverage for dogs and cats as young as six weeks up to 15 years old.
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The quickest way to file a pet insurance claim is via the Zoomies customer portal. You can also email, fax, or mail us a paid veterinary invoice. Please include all pages of the invoice in addition to the following information:
- Total dollar amount for your pet’s visit including discounts, taxes, fees, and items for other pets, even if you are not claiming for those expenses.
- Zip code of the vet practice stated on the invoice
- Invoice date and duration
- Diagnosis or reason for the vet visit
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A waiting period is the short period of time between when you enroll in a pet insurance plan and when your coverage begins. At Zoomies, this helps prevent last-minute enrollments for already existing conditions. During the waiting period, any accidents or conditions that occur are considered pre-existing, but once it’s over, your pet is protected by our plan.
- 1 Forbes Advisor. “Is Pet Insurance Worth It?” Published 6.28.2024. Accessed 9.20.24.
- 2 Emergency Vets USA “Average Cost of Emergency Vet Visits.” Accessed 9.20.24.